Terms of Service

Effective Date: January 1, 2025

Agreement to Terms

By accessing or using Hierarchy Budget, you agree to be bound by these Terms. If you disagree with any part of these terms, you may not access the Service.

Description of Service

Hierarchy Budget is a financial planning tool offered with:

• Free Tier: Local-only storage.
• Cloud Sync: Optional subscription ($12/year).

Use of Service

You agree to use the Service only for lawful purposes. You are responsible for maintaining the confidentiality of your account if you create one.

Data and Privacy

• Local Storage: Your data belongs to you and is stored in your browser.
• Cloud Storage: Your data is encrypted and stored securely on our servers.
• Export: You can export your data at any time.

Disclaimers

Hierarchy Budget is a planning tool, not financial advice. You are responsible for your own financial decisions. We do not provide investment, tax, or legal advice.